Category: Personal Insurance

Preparing Your Family for an Emergency

You have probably participated in emergency response trainings and drills at work, but what happens if a disaster strikes when you’re at home? Do you have an emergency action plan for your…

Traffic Fatalities Reached a 16-year High in 2021

An estimated 16-year high 42,915 people died in motor vehicle crashes in 2021, up 10.5% from the 38,824 auto fatalities in 2020, says a recent report from the National Highway Traffic Safety Association (NHTSA). This…

Tesla Says it Can Lower Insurance Costs & Make Driving Safer

(Bloomberg) — For more than six weeks now, the tech and finance industry has been riveted by Elon Musk’s pursuit of Twitter. The topic has sucked up tons of oxygen and contributed to…

NAIC: 8 ways to reduce the risk of climate-change losses

Auto insurance market in California

The National Association of Insurance Commissioners (NAIC) reports that three out of four homeowners are at risk of becoming the victims of a severe weather event, but more than half of homeowners fail…

10 Tips for Safe Holiday Decorating

Seasonal decorations, including lights, trees and wreaths, can help put your household in the holiday spirit. However, when not used properly, decorations–particularly lights–can create safety hazards or cause fires. Keep your family…

Potential Post-Wildfire Flooding and Winter Preparedness – a Message from CIG

With the continued drought in the states CIG serves, as well as the continued impact of wildfire and the resulting burn scars, we wanted to alert you to the high potential for…

Drought, Heat in Western US Foretell Severe Wildfire Losses for 2021

With record-breaking heat and drought conditions sweeping the western United States, the 2021 wildfire season will likely produce another devastating year of wildfire losses, according to a recent report from A.M. Best….

Aliens and Insurance

Did you know — the International Academy of Astronautics (IAA) Institute has a detailed plan for how to announce an event of extraterrestrial discovery. In 1989, the IAA adopted the Declaration of…

These 8 Items are Critical to Have in a Pet Emergency Kit

Wildfire season is fast approaching, and experts are predicting another tumultuous year ahead. This makes now the time to ensure you have a plan in place to protect your family, including its…

New, interactive Wildfire Ready app demonstrates impact of wildfire-resistance actions in virtual reality

The Insurance Institute for Business & Home Safety (IBHS) today launched a new augmented reality mobile device application experience called Wildfire Ready Virtual to bring homeowners inside the risk of wildfire and demonstrate the…