Category: Property & Casualty

Business Insurance Renewals Often Mean Changes to Terms

Commercial insurance rates are increasing on nearly every line of coverage thanks to a rise in the frequency and severity of claims. Business owners are noticing significant premium hikes during policy…

Unlocking New Frontiers: How Low Earth Orbit is Reshaping Data, Risk, and Global Connectivity

When most people think of space, they picture rockets, astronauts, or the Moon. But behind every mission is a powerful, lesser-known system that impacts life here on Earth: the low Earth orbit…

How Tariffs Can Impact Your Business and Ways Insurance Can Help

Businesses are more susceptible than ever to the complex dynamics triggered by tariffs and foreign policy changes. As political winds shift, unexpected turbulence can disrupt international trade patterns, shake supply chains and…

Decoding Policy Jargon: The Claims Process

Every insurance company has its own way of handling a claim. When you signed your policy, your independent insurance agent probably sent you information about it. That may have been a while…

Test Your Knowledge: What Does Business Cyber Liability Insurance Cover?

Hackers attack a business network every minute. It’s a matter of when, not if, your data will be breached. Even so, you may have thought, “Hacking stats are fine, but what about…

Do You Have an Emergency Evacuation Plan for Your Business?

If your business encountered an office fire, workplace violence, a chemical spill or extreme weather, would you be prepared? Would your employees know how to react? Would they be able to…

Cyber Bytes: Top Text Scams and Tips To Avoid Them

According to the Federal Trade Commission, Americans reported $470 million in text scam losses in 2024. That’s five times the amount reported in 2020. The FTC says text scams continue to rise,…

Market Trends: Rising Home Insurance Rates

Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $2,614 per year for $250,000 in dwelling coverage, according to…

How To Read and Understand Your Auto Policy

If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. Once you know…

There Is a Plan: Navigating California’s Home Insurance Reforms

There Is a Plan: Navigating California’s Home Insurance Reforms

California is taking significant steps to address the ongoing home insurance crisis, and while the newly introduced regulations are a move in the right direction, they come with challenges that will…