A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…
Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…
A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about…
Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….
With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance agent. You might think it will save you time or money…
A vehicle break-in can happen when you least expect it, even in your own neighborhood. Approaching your car and seeing shattered glass from a broken window is unsettling and scary. You’re left…
Having a current and properly executed will is an important part of estate planning. That having been said, wills need to go through the probate process, which can be time-consuming. Assets with…
Catalytic converters are near-literal goldmines for thieves looking to sell their valuable component metals. Here are 5 ways to deter them.
It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing…