Category: Personal Insurance

NAIC: 8 ways to reduce the risk of climate-change losses

The National Association of Insurance Commissioners (NAIC) reports that three out of four homeowners are at risk of becoming the victims of a severe weather event, but more than half of homeowners fail…

10 Tips for Safe Holiday Decorating

Seasonal decorations, including lights, trees and wreaths, can help put your household in the holiday spirit. However, when not used properly, decorations–particularly lights–can create safety hazards or cause fires. Keep your family…

Potential Post-Wildfire Flooding and Winter Preparedness – a Message from CIG

With the continued drought in the states CIG serves, as well as the continued impact of wildfire and the resulting burn scars, we wanted to alert you to the high potential for…

Drought, Heat in Western US Foretell Severe Wildfire Losses for 2021

With record-breaking heat and drought conditions sweeping the western United States, the 2021 wildfire season will likely produce another devastating year of wildfire losses, according to a recent report from A.M. Best….

Aliens and Insurance

Did you know — the International Academy of Astronautics (IAA) Institute has a detailed plan for how to announce an event of extraterrestrial discovery. In 1989, the IAA adopted the Declaration of…

These 8 Items are Critical to Have in a Pet Emergency Kit

Wildfire season is fast approaching, and experts are predicting another tumultuous year ahead. This makes now the time to ensure you have a plan in place to protect your family, including its…

New, interactive Wildfire Ready app demonstrates impact of wildfire-resistance actions in virtual reality

The Insurance Institute for Business & Home Safety (IBHS) today launched a new augmented reality mobile device application experience called Wildfire Ready Virtual to bring homeowners inside the risk of wildfire and demonstrate the…

Home insurance market to grow 7.3% worldwide

The global home insurance market is projected to increase 7.3%, compounded annually, through 2027, according to Allied Market Research. The sector is expected to reach $395 billion by the end of the forecast…

The Road Ahead for Semi-autonomous Vehicle Crash Liability

Semi-autonomous vehicles, which allow drivers to supervise and take control of the vehicle, are becoming more common. But before we fully accept the inherent risks and realities linked to the idea that semi-autonomous…

5 Home Improvement Projects That May Have the Biggest Return on Investment

Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design decisions and…