Category: Personal Insurance

Three Generations. One Set of Values.

At Bender Insurance Solutions, longevity isn’t measured only in years — it’s measured in people. As the firm approaches nearly 88 years as a family-led, employee-owned organization, some of the most meaningful…

Insurance for Pedal-Powered Electric Bikes and Microcars

Pedal-operated electric bikes (or e-bikes) and microcars can be convenient alternatives to traditional cars, but they also come with risks. For example, your bike or microcar could be stolen, or you…

Habitability Claims: What Owners Need to Know & How to Reduce Risk

If you own or manage multifamily properties in California, you’ve likely felt the pressure of today’s insurance and legal environment. Habitability claims have increased sharply, often involving issues like water intrusion,…

Are You Covered? Test Your Liability IQ

When it comes to personal liability, risk can show up in the most surprising situations. Whether you’re hosting a party or selling something online, knowing what you’re responsible for could save you…

Rental Car Risk: The One-Minute Habit That Could Save You Thousands

Renting a vehicle seems simple enough — sign the agreement, grab the keys, and hit the road. But what if the rental company later claims you returned the car with damage that…

Decoding Policy Jargon: The Claims Process

Every insurance company has its own way of handling a claim. When you signed your policy, your independent insurance agent probably sent you information about it. That may have been a while…

Market Trends: Rising Home Insurance Rates

Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $2,614 per year for $250,000 in dwelling coverage, according to…

How To Read and Understand Your Auto Policy

If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. Once you know…

There Is a Plan: Navigating California’s Home Insurance Reforms

There Is a Plan: Navigating California’s Home Insurance Reforms

California is taking significant steps to address the ongoing home insurance crisis, and while the newly introduced regulations are a move in the right direction, they come with challenges that will…

Why You Need Flood Insurance

Why You Need Flood Insurance

Do you ever wonder whether you should worry about flooding? The answer is yes. You don’t have to live in a coastal area to be affected by flooding. Anyone who owns…