Post-traumatic stress disorder (PTSD) is a mental health disorder often triggered by a terrifying event. A person can develop PTSD from either experiencing the event or witnessing it. PTSD without…
Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy…
Disinformation and misinformation are different terms, even though they’re often used interchangeably. According to the Cybersecurity and Infrastructure Security Agency (CISA): Disinformation is false information spread deliberately to mislead or confuse enemies…
You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is…
Marijuana use among adults ages 19 to 50 reached an all-time high in 2022, according to the National Institutes of Health. Approximately 44% of adults ages 19 to 30 and 28% of adults…
Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…
Professional liability insurance is a valuable protection against professional negligence claims. The general liability coverage included in your business owners policy (BOP) responds to things like bodily injury, defamation and property damage….
Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up…
Commercial property owners, already struggling with high interest rates and rising vacancies, face exploding insurance costs that keep hitting new highs. Natural disasters, inflation and a shrinking reinsurance market have pushed insurance…
A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…