Category: Commercial Insurance

A Breach from Within — Can Cybersecurity Insurance Help?

You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is…

Managing Marijuana in the Workplace

Marijuana use among adults ages 19 to 50 reached an all-time high in 2022, according to the National Institutes of Health. Approximately 44% of adults ages 19 to 30 and 28% of adults…

Cyber Bytes: Safeguard Yourself From AI Chatbot Scams

Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…

Does Your Business Need Professional Liability Insurance?

Professional liability insurance is a valuable protection against professional negligence claims. The general liability coverage included in your business owners policy (BOP) responds to things like bodily injury, defamation and property damage….

15 Holiday Decorating Hazards To Avoid at Your Business

Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up…

Surging Insurance Costs Have Come for Office Landlords

Commercial property owners, already struggling with high interest rates and rising vacancies, face exploding insurance costs that keep hitting new highs. Natural disasters, inflation and a shrinking reinsurance market have pushed insurance…

What Is a Captive Insurance Arrangement, and How Might It Benefit Your Business?

A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…

What Is Parametric Insurance?

Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….

What Can an Independent Insurance Agent Do for Your Business?

With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance agent. You might think it will save you time or money…

Are You Prepared for a Random OSHA Inspection?

The Occupational Safety and Health Administration (OSHA) can justify coming to your place of business for many different reasons. One of those reasons is a random inspection. Random inspections are the least…