Category: Condo

How Insurance Protects HOAs and Condo Associations

Homeowners associations (HOAs) and condominium associations play a critical role in maintaining and managing shared communities—but with that responsibility comes risk. From slip-and-fall accidents in common areas to claims of mismanagement or…

Habitability Claims: What Owners Need to Know & How to Reduce Risk

If you own or manage multifamily properties in California, you’ve likely felt the pressure of today’s insurance and legal environment. Habitability claims have increased sharply, often involving issues like water intrusion,…

Market Trends: Rising Home Insurance Rates

Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $2,614 per year for $250,000 in dwelling coverage, according to…

What Is Additional Living Expenses Insurance?

Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…