Category: General Liability

8 Reasons Your Business May Need an Umbrella Policy

Unexpected liability claims can create significant financial challenges for a business, particularly when the cost of a claim exceeds the limits of an underlying insurance policy. A commercial umbrella policy provides additional…

Understanding Common Commercial Insurance Exclusions

Commercial insurance policies are designed to protect businesses from a wide range of risks, but no policy covers everything. Exclusions identify specific losses, circumstances or types of risk that are not covered…

Product Recall Insurance vs. Product Liability Insurance

When a product recall occurs, the financial impact extends well beyond replacing or repairing a product. The costs of notifying customers, removing products from the market, managing operations, and protecting your company’s…