Category: Risk Management

Business Income Insurance: What You Need to Know

A fire, severe storm, or other unexpected event can do more than damage your property. It can interrupt operations, delay revenue, and leave your business facing ongoing expenses even when normal activities…

Why Manufacturers Are Rethinking Traditional Insurance

Captive insurance is no longer viewed only as an alternative to the traditional insurance market. For privately held and employee owned companies, it can be a risk-financing strategy that aligns insurance cost,…

Fall Maintenance Checklist for Business Owners

As summer comes to an end, fall is a good time to inspect your commercial property and address maintenance issues before winter weather arrives. Seasonal changes can reveal problems that may have…

Managing Manufacturing Risks in a Changing Environment

Manufacturers today operate in a fast-moving business environment shaped by evolving customer expectations, technological advancements, supply chain challenges, and increasing regulatory requirements. Successfully navigating these changes requires more than reacting to problems…

Flood Readiness Starts Now: A Checklist for Businesses

Flooding can happen with little warning—and the impact on a business can be significant. From damaged property and lost inventory to operational downtime and lost revenue, a flood event can disrupt nearly…

Protecting Volunteers: Insurance Considerations for Nonprofits

Volunteers are at the heart of many nonprofit organizations. Whether they’re helping at community events, delivering services, organizing donations, or supporting day-to-day operations, volunteers play a critical role in helping nonprofits fulfill…

How COIs Help Protect Your Business from Risk

Businesses depend on vendors every day—whether it’s IT providers, contractors, or cleaning services. But every vendor relationship brings risk. Even routine work can lead to unexpected damage, from a landscaping mishap to…

2026 California Labor Law Update: Preparing for a Year of Change

As 2026 approaches, California employers are preparing for one of the most comprehensive rounds of employment law changes in recent years. From wage adjustments to new reporting mandates, these updates touch nearly…

Ways to Manage Your Business Insurance Costs in 2026

Why Managing Insurance Costs Matters Every business owner is looking for ways to keep budgets in check. For companies in high-risk industries or those with seasonal revenue swings, controlling insurance costs can…

OSHA’s Top 10 Safety Standard Citations in 2025

Every year, the Occupational Safety and Health Administration (OSHA) ranks the 10 most frequently cited standards following worksite inspections. Workers experience avoidable injuries, illnesses and fatalities associated with the hazards the…