Category: Property & Casualty

Winter is Coming. So Is an Increase in Slips and Falls

Year after year, slips, trips, and falls remain the number-one insurance claim for property owners. More than three million people visit the emergency room each year because of falls, according to the…

Brokers Report Largest Average Premium Increases Since 9/11

By Erin Ayers, Advisen A hard market is now in full swing for the property-casualty commercial insurance market, with average price increases across all account sizes and lines of business coming in…

Hourly Threshold Proposed For Gig Workers

As New York lawmakers prepare legislation to regulate the state’s gig economy, one app company has pitched reclassifying workers who put in at least 25 hours a week as full-time employees. Workers…

Is It Time to Review Your Insurance?

As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve…

Businesses Learn Hard Lessons When Not Prepared for Disaster

NEW YORK – When Hurricane Irma hit Puerto Rico in September 2017, Carlos Melendez couldn’t contact the staffers or customers of his San Juan-based technology firm, Wovenware. Melendez learned a lesson that…

Coverage Insights – Seven Insurance Policies for Small Businesses

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Bender Insurance Solutions is here to help explain…

Employment Practices Liability Insurance: Crucial for Small Businesses

According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2…

The Snow Pack Threat – How the Oncoming Spring May Mean Flooding

By: Jeffrey Wood As the snow pack melts there is potential for flooding in our area. Stream and river waters will rise as the weather starts to warm.  Here are some important…

What Do 2018’s Marijuana Developments Mean for Your Business?

Marijuana legalization continues to spread, as 33 states now allow for its medical use and Canada recently legalized recreational use throughout the entire country. But businesses need to determine how marijuana will…

Making a Flood Claim

Heavy rain, storm surge, hurricanes and other severe weather events can lead to devastating floods that cause extensive damage. According to the Federal Emergency Management Agency (FEMA), flood damage totaled over $8…