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Bender Insurance Solutions

What Is Additional Living Expenses Insurance?

Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…

How and Why To Embrace Your Company’s Night Owls

Nearly a third of people identify as night owls, notes the human resources association SHRM. Night owls are more alert, engaged and effective in the evening. Understanding and embracing the cyclic patterns…

Cyber Bytes: Travelers, Beware of Juice Jacking at Public Charging Stations

A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about…

Let’s Be Blunt: Legal Changes Coming for Employment Practices & Marijuana Use

By: Alison Bender, Select Commercial Lines Account Executive Currently in CA, employers may “prohibit the illegal use of drugs and the use of alcohol at the workplace by all employees”. What about…

What Is Parametric Insurance?

Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….

It’s Time To Talk To Your Employees About Suicide

Suicide is a difficult topic. But having those hard conversations could make all the difference for your employees. According to the human resources association SHRM, four out of five deaths by suicide…

California Snowmelt May Cause Flooding: A Letter from the State Fund

This year’s historic snowpack is predicted to cause severe flooding throughout the state as temperatures rise and snow begins to melt, causing reservoirs to release water in anticipation of the runoff. Flooding…

What Can an Independent Insurance Agent Do for Your Business?

With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance agent. You might think it will save you time or money…

Change Management Is About Overcoming Obstacles

The only constant is change. In the business world, this is more than a saying. Change management — the process of preparing for, delivering and following through on new business objectives, products…

Are You Covered if Personal Items Are Stolen From Your Vehicle?

A vehicle break-in can happen when you least expect it, even in your own neighborhood. Approaching your car and seeing shattered glass from a broken window is unsettling and scary. You’re left…