Marijuana use among adults ages 19 to 50 reached an all-time high in 2022, according to the National Institutes of Health. Approximately 44% of adults ages 19 to 30 and 28% of adults…
Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…
Professional liability insurance is a valuable protection against professional negligence claims. The general liability coverage included in your business owners policy (BOP) responds to things like bodily injury, defamation and property damage….
Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up…
Californians know wildfires and earthquakes; hurricanes, not so much. So when Tropical Storm Hilary inundated Southern California in normally bone-dry August, it showed just how exposed homeowners are to a growing financial…
A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…
Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…
A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about…
Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….
With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance agent. You might think it will save you time or money…