Category: Personal Insurance

How To Read and Understand Your Auto Policy

If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. Once you know…

There Is a Plan: Navigating California’s Home Insurance Reforms

There Is a Plan: Navigating California’s Home Insurance Reforms

California is taking significant steps to address the ongoing home insurance crisis, and while the newly introduced regulations are a move in the right direction, they come with challenges that will…

Why You Need Flood Insurance

Why You Need Flood Insurance

Do you ever wonder whether you should worry about flooding? The answer is yes. You don’t have to live in a coastal area to be affected by flooding. Anyone who owns…

Cyber Bytes: Spotting Disinformation and Misinformation

Cyber Bytes: Spotting Disinformation and Misinformation

Disinformation and misinformation are different terms, even though they’re often used interchangeably. According to the Cybersecurity and Infrastructure Security Agency (CISA): Disinformation is false information spread deliberately to mislead or confuse enemies…

Homeowners and Landowners: Don’t Let Title Thieves Steal Your Property

Fraudsters have been targeting properties with absent or deceased owners and transferring the titles to other names or corporations. The scam is known as house deed or title theft. Some criminals…

Drivers, Can Usage-Based Auto Insurance Save You Money?

As auto insurance hits record highs, drivers are scrutinizing their coverage options. One option gaining popularity is usage-based auto insurance (UBI). UBI is sometimes called telematics, smart car, pay-as-you-go, pay-by-the-mile or pay-how-you-drive…

Cyber Bytes: Safeguard Yourself From AI Chatbot Scams

Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…

What Is Additional Living Expenses Insurance?

Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…

Cyber Bytes: Travelers, Beware of Juice Jacking at Public Charging Stations

A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about…

Are You Covered if Personal Items Are Stolen From Your Vehicle?

A vehicle break-in can happen when you least expect it, even in your own neighborhood. Approaching your car and seeing shattered glass from a broken window is unsettling and scary. You’re left…