Every insurance company has its own way of handling a claim. When you signed your policy, your independent insurance agent probably sent you information about it. That may have been a while…
Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $2,614 per year for $250,000 in dwelling coverage, according to…
If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. Once you know…
California is taking significant steps to address the ongoing home insurance crisis, and while the newly introduced regulations are a move in the right direction, they come with challenges that will…
Do you ever wonder whether you should worry about flooding? The answer is yes. You don’t have to live in a coastal area to be affected by flooding. Anyone who owns…
Disinformation and misinformation are different terms, even though they’re often used interchangeably. According to the Cybersecurity and Infrastructure Security Agency (CISA): Disinformation is false information spread deliberately to mislead or confuse enemies…
Fraudsters have been targeting properties with absent or deceased owners and transferring the titles to other names or corporations. The scam is known as house deed or title theft. Some criminals…
As auto insurance hits record highs, drivers are scrutinizing their coverage options. One option gaining popularity is usage-based auto insurance (UBI). UBI is sometimes called telematics, smart car, pay-as-you-go, pay-by-the-mile or pay-how-you-drive…
Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…
Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…