Category: Commercial Insurance

Does Your Business Need Professional Liability Insurance?

Professional liability insurance is a valuable protection against professional negligence claims. The general liability coverage included in your business owners policy (BOP) responds to things like bodily injury, defamation and property damage….

15 Holiday Decorating Hazards To Avoid at Your Business

Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up…

Surging Insurance Costs Have Come for Office Landlords

Commercial property owners, already struggling with high interest rates and rising vacancies, face exploding insurance costs that keep hitting new highs. Natural disasters, inflation and a shrinking reinsurance market have pushed insurance…

What Is a Captive Insurance Arrangement, and How Might It Benefit Your Business?

A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…

What Is Parametric Insurance?

Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….

What Can an Independent Insurance Agent Do for Your Business?

With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance agent. You might think it will save you time or money…

Are You Prepared for a Random OSHA Inspection?

The Occupational Safety and Health Administration (OSHA) can justify coming to your place of business for many different reasons. One of those reasons is a random inspection. Random inspections are the least…

Take Five: Office Ergonomics

Introduction to office ergonomics Whether you are a full-time office worker or you work from a desk or worktable during your shift, paying attention to ergonomics will help you remain comfortable, avoid…

6 Ways To Spring Clean Your Small Business

Ah, springtime. The time of year when flowers are budding, birds are chirping, and warmer winds are blowing. It’s also a time when people purge their houses of dirt, dust, and debris…

The home-based business boom has an underinsurance problem

Whether it was a side hustle turned full-time, a desire to be their own boss or the need to follow their true passion, in recent years many Americans have started a home-based…