Category: Property & Casualty

Cyber Bytes: Spotting Disinformation and Misinformation

Cyber Bytes: Spotting Disinformation and Misinformation

Disinformation and misinformation are different terms, even though they’re often used interchangeably. According to the Cybersecurity and Infrastructure Security Agency (CISA): Disinformation is false information spread deliberately to mislead or confuse enemies…

Homeowners and Landowners: Don’t Let Title Thieves Steal Your Property

Fraudsters have been targeting properties with absent or deceased owners and transferring the titles to other names or corporations. The scam is known as house deed or title theft. Some criminals…

Drivers, Can Usage-Based Auto Insurance Save You Money?

As auto insurance hits record highs, drivers are scrutinizing their coverage options. One option gaining popularity is usage-based auto insurance (UBI). UBI is sometimes called telematics, smart car, pay-as-you-go, pay-by-the-mile or pay-how-you-drive…

A Breach from Within — Can Cybersecurity Insurance Help?

You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is…

Managing Marijuana in the Workplace

Marijuana use among adults ages 19 to 50 reached an all-time high in 2022, according to the National Institutes of Health. Approximately 44% of adults ages 19 to 30 and 28% of adults…

Cyber Bytes: Safeguard Yourself From AI Chatbot Scams

Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. With the release of conversational large language…

Does Your Business Need Professional Liability Insurance?

Professional liability insurance is a valuable protection against professional negligence claims. The general liability coverage included in your business owners policy (BOP) responds to things like bodily injury, defamation and property damage….

15 Holiday Decorating Hazards To Avoid at Your Business

Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up…

Climate Change Means Californians Need Flood Insurance Now, Too

Californians know wildfires and earthquakes; hurricanes, not so much. So when Tropical Storm Hilary inundated Southern California in normally bone-dry August, it showed just how exposed homeowners are to a growing financial…

What Is a Captive Insurance Arrangement, and How Might It Benefit Your Business?

A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…