About

Bender Insurance Solutions is committed to the growth and success of our clients, employees and communities.

Bender Insurance Solutions was founded 80 years ago with a mission to of providing protection, superior service and education to those who matter most to us: our customers. It’s a compelling commitment that continues to guide us, three generations later, the largest and only employee-owned, family-led commercial insurance brokerage in the Sacramento region.

50+
Employees
happy to serve you
10+
Million
in annual revenue
With more than 50 employees and over $10 million in annual revenue, we’re a local powerhouse for business and personal insurance alike.
Communication & Compassion

Our success stems from client-focused communication and compassion. We help you answer the tough questions that will chart your security and ensure your prosperity. Providing you with the tools to maintain stability and strength is both our business and our passion.

Led by founder Warren G. Bender’s son, CEO Stephen Bender, and Stephen’s daughter, President Maggie Bender-Johnson, Bender Insurance Solutions provides custom-tailored coverage to a diversity of industries, including construction, commercial real estate, healthcare, manufacturing, technology, and agriculture. We also provide personal insurance, employee benefits, and surety coverage. And we actively give back to the community we serve.

The insurance industry moves fast. But we move faster, keeping our clients fully educated and our team trained to remain at the top of their game. It’s the way our business has operated since 1938, and it represents a promise we’ll always keep.

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Our History

Bender Insurance Solutions was founded in 1938, when Warren G. Bender hung his shingle as a AAA Insurance agent
  • The Early Years

    Bender Insurance Solutions was founded in 1938, when Warren G. Bender hung his shingle as a AAA Insurance agent. It was a move that would change the course of Sacramento history and chart a path for generations of the Bender family.

    After a stint as a Travelers agent and time off to serve his country in World War II, Bender opened a new Sacramento office in 1949 at the corner of 18th and I Streets. In 1958, the Bender offices moved to El Camino Avenue to accommodate the company’s growth.

  • The Second Generation

    The Bender family grew, too. After graduating from college and serving as an underwriter, Warren’s son Stephen joined the family business in 1972 as a personal insurance and small commercial producer. Another second-generation Bender, James, joined the company in 1982 after several years in general construction management, bringing with him a wealth of industry experience and expertise.

    Stephen took the helm of the company in 1983; two years later, Warren retired after nearly 50 years in the insurance industry.

  • The Third Generation

    In 1996, after outgrowing the El Camino office and moving its 18 employees to a bigger one on Auburn Avenue, the company welcomed the first third-generation family member, Christopher Bender, to its ranks as a personal insurance producer. By 2005, Stephen’s daughter, Maggie Bender-Johnson, joined as a small-business account executive; her sister, Jillian Bender-Cormier, joined three years later.

    The company experienced tremendous growth in the early 2000s and was recognized as a regional A+ Employer. The team grew its Bond and Surety departments and added both a Benefits Department and Risk Management services.

    Under Stephen’s leadership, the brokerage grew from three employees to more than 50, and from $725,000 in annual revenue to more than $6.5 million today.

  • New Developments

    After 70 years in Sacramento, the company moved its headquarters to Roseville in 2008. Ten years later, in 2018, Maggie Bender-Johnson became the third generation of the family to lead the company when she was named President.

    Today, Bender Insurance Solutions is proud to be the Sacramento region’s largest and only employee-owned and family-led commercial insurance brokerage. Our team offers a comprehensive suite of business and personal insurance products such as commercial insurance, surety bonds, homeowners insurance and auto insurance. We specialize in an array of industries including construction, commercial real estate, healthcare, manufacturing, technology, agriculture, and much more.

Executive Management

Stephen Bender

Chief Executive Officer
CIC, CRM, CISC

Maggie Bender-Johnson

President
CIC, CISR

Chris Bender

Vice President Benefits
CBC, Certified PPACA Professional

Edward Johnson

Vice President Construction Risk

Sallie Knighten

Commercial Lines Manager

Michele Sweet

Vice President of Finance

Donna Abbott

Director of Marketing

Erin Ocheltree

Benefits Service Manager

Jillian Bender-Cormier

Brand Manager
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Community Involvement

The entire Bender Insurance Solutions team is personally invested in the Sacramento region and other communities throughout the western United States.
Causes We Support

Our ties to the region run deep. We’re not just a local employer. We’re an active sponsor and donor to numerous charitable causes. We’ve helped to raise funds for organizations from the Salvation Army to the SPCA, as well as numerous local nonprofits. We’re the proud co-founders of the Annual Charity Fall Classic, a golf tournament that has raised more than $150,000 for local charities. We’ve also helped promising young students achieve their goals through the Warren G. Bender Memorial Scholarship.

And we hold a special place in our hearts for the Leukemia & Lymphoma Society, supporting its work to find a cure for a disease that strikes close to home for far too many people. We’re proud to support the annual Light The Night Walk, and have been named the event’s Top Corporate Fundraiser of the year on two separate occasions.

All told, Bender Insurance Solutions has helped to raise hundreds of thousands of dollars to help others. And we’ll keep doing so, year after year.

Raving Fans
See what some of our clients are saying
Michael Trouchon
— I will definitely keep you in mind if any friends or colleagues are in need of insurance. Thank you again for your excellent service!
Achilles Melendres
— We value your services, we believe you are doing an excellent job for your customers.
Mike Brazil
— I have never had such good service from any other insurance agency in my life. You helped me so much with our recent claim.
James Henderson
— It is nice to deal with someone who is intelligent and competent. I have not had this quality of service for a very long time.
Patrick Mulvaney
— Roland Guillen has been great to work with, always attentive and patient to the company’s needs.
Gina Tibbs
— Thanks to Denise for all your years of great customer service.
Lisa Adams
— Thanks for handling our issues so promptly Monica. You really do give us outstanding service.
Janice Stowe
— Timely response, friendly, knowledgeable service!
Patty Wygal
— Thank you for all of the information…insurance is looking a little easier right now.
Awards
  • Eskaton Foundation
  • Sacramento Business Journal A+ Employer Award

    • 2007 Finalist
    • 2008 Finalist
    • 2009 Finalist

  • Sacramento Metro Chamber of Commerce

    • 1989 – Small Businessperson of the Year – Stephen D. Bender
    • 2005 – Inducted into the Business Hall of Fame

  • Commercial Insurance Department Awards

    • 1993 to 2009 CNA High Performing Agency
    • 2008 – CNA Small Business Gold Agent
    • 2009 – CNA Small Business Gold Agent

  • Personal Insurance Department Awards

    • 2011 – Kemper Inner Circle Agent
    • 2012 – Kemper Inner Circle Agent
    • 2013 – Kemper Inner Circle Agent
    • 2014 – Kemper Inner Circle Agent
    • 2004 – Travelers Elite Personal Lines Agency
    • 2005 – Travelers Personal Lines Agency of the Year
    • 2005 – Travelers Elite Personal Lines Agency
    • 2006 – Travelers Elite Personal Lines Agency
    • 2007 – Travelers Elite Personal Lines Agency
    • 2008 – Travelers Elite Personal Lines & Select Business Agency
    • 2009 – Travelers Elite Personal Lines & Select Business Agency

  • Benefits Department Awards

    • 2014 – AFLAC “4th Quarter 2014 Top Broker Account Developer
    • 2014 – SAHU Stephen J. Lindsay Legislative Excellence Award

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Career Opportunities


Bender Insurance Solutions is always looking for insurance professionals who share our sense of customer focus and professionalism.

Click below to learn more about becoming a part of the Bender Insurance Solutions Team.

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