A captive insurance company is a legal entity that pools risk in a nontraditional way, outside the normal insurance company options. There are several types of captives, which we will look at…
Employers have different views on employees’ well-being than the employees themselves. In many cases, it’s not even close. And it begins with diverging thoughts on benefits packages. Just 61% percent of employees…
Telehealth usage continues to grow across employee demographics. A survey from the investment firm Rock Health found 80% of respondents have used telemedicine at least once. The increasing popularity of telemedicine is…
Whether you’re a homeowner, condo owner or renter, your home insurance policy likely includes a section on additional living expenses (ALE). This is where you will find the kinds of costs your…
Nearly a third of people identify as night owls, notes the human resources association SHRM. Night owls are more alert, engaged and effective in the evening. Understanding and embracing the cyclic patterns…
A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about…
By: Alison Bender, Select Commercial Lines Account Executive Currently in CA, employers may “prohibit the illegal use of drugs and the use of alcohol at the workplace by all employees”. What about…
Extreme weather events have made insurance companies leery of offering coverage in disaster-prone areas. But insurance is necessary, and businesses are paying more for fewer coverage options in many locations and industries….
Suicide is a difficult topic. But having those hard conversations could make all the difference for your employees. According to the human resources association SHRM, four out of five deaths by suicide…
This year’s historic snowpack is predicted to cause severe flooding throughout the state as temperatures rise and snow begins to melt, causing reservoirs to release water in anticipation of the runoff. Flooding…